Gross to Net Salary Calculator
Calculate your take-home pay by estimating social charges based on your employment status.
💵Salary Simulation Results
Taux effectif : --%Take-Home Pay (After Tax)
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Social Security / FICA
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Income Tax
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Understanding Gross vs. Net Salary
Your gross salary is the total amount your employer pays before any deductions. Your net salary (take-home pay) is what you actually receive after income tax, social security contributions, and other mandatory withholdings are subtracted.
What Gets Deducted
Deductions vary by country but typically include: income tax (progressive brackets), social security/pension contributions, healthcare insurance, unemployment insurance, and sometimes union dues or professional taxes. The total deduction ranges from 20% to 50% depending on your country and income level.
Practical Examples
Example 1 — Switzerland, CHF 100,000 gross (Canton Zurich): Deductions: AVS 5.3%, AI/APG ~1%, LPP ~7%, unemployment 1.1%, cantonal tax ~8%. Net ≈ CHF 77,600/year (77.6%).
Example 2 — France, €45,000 gross: Social charges ~22% (€9,900), income tax ~€3,200 after 10% deduction. Net ≈ €31,900/year (70.9%).
Example 3 — Canada-Quebec, $80,000 CAD gross: Federal tax ~$10,400, provincial ~$8,800, CPP/EI/QPIP ~$5,200. Net ≈ $55,600/year (69.5%).
Why Net Varies So Much by Country
Countries with higher social contributions (France, Belgium) typically offer more public services — universal healthcare, generous unemployment, public pensions. Countries with lower deductions (Switzerland, US) may require private insurance and retirement savings. When comparing job offers across countries, always compare net salary plus the value of included benefits.
Frequently Asked Questions
How do I convert gross salary to net?
Enter your gross annual or monthly salary and select your country. The calculator deducts income tax, social contributions, and mandatory deductions to show your net pay.
Which countries are supported for salary calculation?
We support Canada (Quebec), France, Switzerland, Spain, Mexico, United States, and United Kingdom with country-specific tax brackets and social charges.
Does the calculator include employer contributions?
The calculator focuses on employee deductions. Employer contributions are shown separately where applicable for total cost-to-company estimates.
Can I calculate salary for different pay periods?
Yes, enter annual, monthly, bi-weekly, or weekly salary. The calculator converts between periods and shows net pay for each frequency.
Are social security contributions included?
Yes, mandatory social security, healthcare, and pension contributions are calculated based on your country's current rates and thresholds.